Remember how I did NoSpend November last year? Well this year I decided to try it in December. There are a couple of reasons for this shift. First of all I had a vacation planned already for November so I didn't want to skimp on it since vacations for me are so rare. The other reason is that while last November was difficult (primarily because of football season) it wasn't as big a stretch to pull off. Christmas is a big spending time and I found that instead of really saving on holiday spending, it could have been differed. So is it really no spend? Tough call. So in that spirit I modified one rule from 09. No Christmas stockpiling.
No Change November sprung as a result of things being moved to December. I can now compare it to December as well as last November. I also get a chance to see if I am able to track spending when it is happening all the time. Lets see how it all goes! Also of note, I am changing how I list acquired and consumed. If I acquired a cookie and ate it all in the same day, it will only be listed in consumed. Acquired will only be present for things that make it to the end of the day. The exception to this is cashflow.
Welcome once again to visitors from Budgets Are Sexy! And thanks to J Monee to posting my story
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Unless otherwise indicated you can't spend any expected income.
If you have any bills, you can pay them.
NO spending of already existing money in your possession
The only exception to this is spare change
If you have any thing owed to you, you can call it in
You can sell get money by getting rid of things in your home
You can spend money that is refunded to you in that month
Anything that you sell or get refunded must be spent after you get the money back.
So if you submit a reimbursement for medical expenses, or sell something online, you can't spend money in anticipation of getting it. If you submit it and you don't get anything sent to you that month... tough noogies. If you find out someone owes you money, you have to wait until they hand it to you.
Gambling is allowed with any eligible money (but I don't recommend that)
You can consume anything that you already have
You can barter
In the end you can potentially.
Check out the other spending pages too!
Cash: $100 (+$100)
Day 3: Now You Know
I walked to work and did my usual yogurt for breakfast. I brought in a PB&J for lunch. The bread was some home made stuff and jelly was from a gift last Christmas. Better gobble it up! I checked my bank account and the money from Discover was in there! 100 buckeroos up (after a quick trip to the ATM)! Aaron and Daron wanted to go to Owens to get some food so I walked with them just because I needed to get out of my chair. I was going a little crazy because I've known all week that I was getting appointed as the director of my department. Super big deal for me. Anyhow, it was being announced today at 4pm and I could finally drop my poker face and relax once that happened. The meeting went well and I'll leave it at that since this isn't that kind of blog
After work I met up with Melissa, Amy and Dacia to see the Christmas things downtown. We had dinner at Souvlaki (on the house from one of Dacia's owed dinners) and watched the Parade. Afterward I got a ride out to pick up my truck from John's house. It's going to be too cold for him to work on it tomorrow and it will be well used today to get trees picked up. The apple butter was ready to can so I did that once I was home. Bed time was very welcome after such a long day. I slept very well.
InventoryAcquired: $100, promotion, apple butter
Consumed: yogurt, PB&J, dinner at Souvlaki
Daily cash values: