Extreme NoSpendRemember how I did NoSpend November last year? Well this year I decided to try it in December. There are a couple of reasons for this shift. First of all I had a vacation planned already for November so I didn't want to skimp on it since vacations for me are so rare. The other reason is that while last November was difficult (primarily because of football season) it wasn't as big a stretch to pull off. Christmas is a big spending time and I found that instead of really saving on holiday spending, it could have been differed. So is it really no spend? Tough call. So in that spirit I modified one rule from 09. No Christmas stockpiling.
No Change November sprung as a result of things being moved to December. I can now compare it to December as well as last November. I also get a chance to see if I am able to track spending when it is happening all the time. Lets see how it all goes! Also of note, I am changing how I list acquired and consumed. If I acquired a cookie and ate it all in the same day, it will only be listed in consumed. Acquired will only be present for things that make it to the end of the day. The exception to this is cashflow. [click here to turn the rules off]
Welcome once again to visitors from Budgets Are Sexy! And thanks to J Monee to posting my story
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Unless otherwise indicated you can't spend any expected income.
If you have any bills, you can pay them.
NO spending of already existing money in your possession The only exception to this is spare change
NO stockpiling
If you have any thing owed to you, you can call it in
You can sell get money by getting rid of things in your home
You can spend money that is refunded to you in that month
Anything that you sell or get refunded must be spent after you get the money back. So if you submit a reimbursement for medical expenses, or sell something online, you can't spend money in anticipation of getting it. If you submit it and you don't get anything sent to you that month... tough noogies. If you find out someone owes you money, you have to wait until they hand it to you.
Gambling is allowed with any eligible money (but I don't recommend that)
You can consume anything that you already have
You can barter
In the end you can potentially.
[ click here to turn the rules off ]
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Send any questions to sox@vt.edu | Take a look at a previous or the next day
Check out the other spending pages too!
Cash: $40 |
Day 4: Soup Duo
I polished off the Lucky Charms today. A real drag. I have to be more careful about what I spend. Having $100 made me feel unstoppable but I think I will need to get together some things for medical reimbursements in a hurry so I can get some money back there too. Gas was 35 and a Christmas tree was 25. Ick. Down to 40 bucks now. It 'might' be enough gas to get me home for Christmas but not too likely I will have it in a couple weeks. My thought was I better put it in the tank now before I spend the money. I found something in the shed that I can return to Lowe's though. Saw a few things actually.. I'll see what I can do. Tomorrow I am going to do some more planning with regard to presents and getting money. Also I am going to help Leigh out with a sink installation. We met up at Lowe's today and selected what she needed. I came home to some turkey soup on the stove. I made some soup of my own though for dinner to share and ate the existing soup for lunch. Actually I adjusted the lunch one a little. Both ended up being good. The evening was rounded off with VT winning the ACC championship and trying to sort out Christmas lights.
Inventory
Acquired: Christmas tree, gas, soup leftovers
Consumed: $60, Lucky Charms, lunch soup
Daily cash values:
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