Contents [ on > off]
Get in better shape from walking instead of driving

Extreme NoSpend

Remember how I did NoSpend November last year? Well this year I decided to try it in December. There are a couple of reasons for this shift. First of all I had a vacation planned already for November so I didn't want to skimp on it since vacations for me are so rare. The other reason is that while last November was difficult (primarily because of football season) it wasn't as big a stretch to pull off. Christmas is a big spending time and I found that instead of really saving on holiday spending, it could have been differed. So is it really no spend? Tough call. So in that spirit I modified one rule from 09. No Christmas stockpiling.


No Change November sprung as a result of things being moved to December. I can now compare it to December as well as last November. I also get a chance to see if I am able to track spending when it is happening all the time. Lets see how it all goes! Also of note, I am changing how I list acquired and consumed. If I acquired a cookie and ate it all in the same day, it will only be listed in consumed. Acquired will only be present for things that make it to the end of the day. The exception to this is cashflow.

[click here to turn the rules off]



Welcome once again to visitors from Budgets Are Sexy! And thanks to J Monee to posting my story


0 days remaining

1 2 3 4
5 6 7 8 9 10 11
12 13 14 15 16 17 18
19 20 21 22 23 24 25
26 27 28 29 30 31



Unless otherwise indicated you can't spend any expected income.
- Salary
- Wages
- Rent owed
- Established court settlements
- Alimony


If you have any bills, you can pay them.
- Credit card purchases from previous months
- Medical prescriptions
- Mortgage/rent
- Utilities
- Cell phone


NO spending of already existing money in your possession
- Cash on hand
- Gift cards

The only exception to this is spare change


NO stockpiling
- You can't buy gas on the day before it starts unless you need it.
- No loading up on extra food. If you're low on milk that's ok, but you can't buy a dozen frozen dinners


If you have any thing owed to you, you can call it in
- Owed lunches/dinners
- Money
- Take someone to court
- Stuff that was borrowed


You can sell get money by getting rid of things in your home
- Selling on Craigslist/eBay
- Returning things to Home Depot/Lowes (easy to find for any home owner)
- Unused gift cards


You can spend money that is refunded to you in that month
- Credit card cash back checks/ gift cards
- Medical reimbursement


Anything that you sell or get refunded must be spent after you get the money back.

So if you submit a reimbursement for medical expenses, or sell something online, you can't spend money in anticipation of getting it. If you submit it and you don't get anything sent to you that month... tough noogies. If you find out someone owes you money, you have to wait until they hand it to you.


Gambling is allowed with any eligible money (but I don't recommend that)


You can consume anything that you already have
- Food
- Toiletries
- Fuel (if you are a big commuter, consider this to be a utility)


You can barter
- Make dinner for someone with your own food, get someone to take you out for dinner
- Help someone out with a chore, get food or something else (not money) in return
- Sell anything you receive by doing chores for others
- Sell anything that was borrowed and then returned to you
- Sell anything for profit that you buy that month with eligible money


In the end you can potentially.
- Reduce excess crap in your pantry
- Eliminate items you shouldn't have bought
- Get evened out on things that people owe you
- Get in better shape from walking instead of driving
- Hang out with friends more
- Lose weight by eating more frugally (saving and eating leftovers)
- Eat healthier by cooking your own food
- Best of all, next month you'll have a lower credit card bill


[ click here to turn the rules off ]


Send any questions to | Take a look at a previous or the next day

Check out the other spending pages too!

Cash: $19.2 (-$13.21)

Day 28: Healing Glow

I was looking over my entry from last . It was oddly familiar. I tried to do a side by side comparison, but it was really difficult to read.

Anna and I had breakfast at her place and then we went out to see 'Tangled' She bought the tickets and picked up some popcorn and Twizzlers. As usual they tried to bump up to a larger size but she didn't fall for it. There were a lot of kids in the audience and I felt myself wondering what it's like to be all the parents in there that had to repeatedly walk out for bathroom breaks. Seems like a waste when you think of how much tickets are now. I liked the movie, but was glad that we didn't pay the extra $3.50 a piece for 3D.

After the movie we went grocery shopping for chili ingredients since the restaurants weren't too appealing. We also did some hunting for a knife block for Anna. It was a lot trickier to find than I had expected. One of the sales people said that they were low on a lot of things because of Christmas. I suppose that's reasonable. JC Penny was the only winner on the block so she's going to give that a try. Anna scored a crepe as we walked through the mall and was happy to have discovered that the place existed. Once back home we made dinner (managed a tray of gingerbread cookies from overly sticky dough) and watched The Book of Eli thanks to a local Redbox.

On the way home I knew I needed to get gas but I kept putting it off. I tried a couple of places but they were closed... sort of. I am not sure what the deal was but you couldn't pay at the pump without going to see an attendant (who knows where they were though) when I went to one particular BP. Frustrating. I didn't dare another BP because it was a ways off and I thought maybe they all had the same weird rules. Exxon had to do and thus I wasn't able to use my BP gas card. I can't get over that $10 only gets me a quarter tank now, if that. I made it home safely and did a couple of little chores and called it a night. Liza was glad to have me back and slept on the covers to make sure I didn't disappear again.


Acquired: gas
Consumed: $11.21, $2 misplaced, yogurt, movie tickets, snacks, lemonade, gas, chili, cookie dough

Daily cash values: