Remember how I did NoSpend November last year? Well this year I decided to try it in December. There are a couple of reasons for this shift. First of all I had a vacation planned already for November so I didn't want to skimp on it since vacations for me are so rare. The other reason is that while last November was difficult (primarily because of football season) it wasn't as big a stretch to pull off. Christmas is a big spending time and I found that instead of really saving on holiday spending, it could have been differed. So is it really no spend? Tough call. So in that spirit I modified one rule from 09. No Christmas stockpiling.
No Change November sprung as a result of things being moved to December. I can now compare it to December as well as last November. I also get a chance to see if I am able to track spending when it is happening all the time. Lets see how it all goes! Also of note, I am changing how I list acquired and consumed. If I acquired a cookie and ate it all in the same day, it will only be listed in consumed. Acquired will only be present for things that make it to the end of the day. The exception to this is cashflow.
Welcome once again to visitors from Budgets Are Sexy! And thanks to J Monee to posting my story
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Unless otherwise indicated you can't spend any expected income.
If you have any bills, you can pay them.
NO spending of already existing money in your possession
The only exception to this is spare change
If you have any thing owed to you, you can call it in
You can sell get money by getting rid of things in your home
You can spend money that is refunded to you in that month
Anything that you sell or get refunded must be spent after you get the money back.
So if you submit a reimbursement for medical expenses, or sell something online, you can't spend money in anticipation of getting it. If you submit it and you don't get anything sent to you that month... tough noogies. If you find out someone owes you money, you have to wait until they hand it to you.
Gambling is allowed with any eligible money (but I don't recommend that)
You can consume anything that you already have
You can barter
In the end you can potentially.
Check out the other spending pages too!
Cash: $68.14 (-$5.3)
Day 23: Repaired Auto
I had raspberry yogurt for breakfast. Did you think I wouldn't even though I'm not home? Silly reader. Dad and I went over to an auto glass place where they repaired the chip in my windshield (covered by insurance). The lady at the front desk talked to us about how her husband worked in Blacksburg for a few months. I think I was the first person she had met from there. Is it weird that this is the second chip I've gotten in this windshield? I don't remember getting them before, maybe once. We checked out a thrift store next door too and found some good stuff. Also found out that it's really hard to get a gift certificate to a thrift store, but they do sell them, which was a little odd to me. The afternoon was taken up mostly by fixing up my parents' laptop so that skype would send video. The Logitech rep tried his hardest but didn't get it resolved, but he did send me down the right path to sort it out. So now all is well in the skypey world.
There's been a good steady flow of cookies here. I have the ones that I made, Sarah's cookies, some strawberry rhubarb onces from mom and then some more that Ann brought by just a minute ago (rum balls maybe?). Dinner at home was of course very tasty and was followed by cookies and Christmas present making.
InventoryAcquired: $.30, Christmas presents
Consumed: $5.60, yogurt, sandwich, dinner at home
Daily cash values: