Remember how I did NoSpend November last year? Well this year I decided to try it in December. There are a couple of reasons for this shift. First of all I had a vacation planned already for November so I didn't want to skimp on it since vacations for me are so rare. The other reason is that while last November was difficult (primarily because of football season) it wasn't as big a stretch to pull off. Christmas is a big spending time and I found that instead of really saving on holiday spending, it could have been differed. So is it really no spend? Tough call. So in that spirit I modified one rule from 09. No Christmas stockpiling.
No Change November sprung as a result of things being moved to December. I can now compare it to December as well as last November. I also get a chance to see if I am able to track spending when it is happening all the time. Lets see how it all goes! Also of note, I am changing how I list acquired and consumed. If I acquired a cookie and ate it all in the same day, it will only be listed in consumed. Acquired will only be present for things that make it to the end of the day. The exception to this is cashflow.
Welcome once again to visitors from Budgets Are Sexy! And thanks to J Monee to posting my story
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Unless otherwise indicated you can't spend any expected income.
If you have any bills, you can pay them.
NO spending of already existing money in your possession
The only exception to this is spare change
If you have any thing owed to you, you can call it in
You can sell get money by getting rid of things in your home
You can spend money that is refunded to you in that month
Anything that you sell or get refunded must be spent after you get the money back.
So if you submit a reimbursement for medical expenses, or sell something online, you can't spend money in anticipation of getting it. If you submit it and you don't get anything sent to you that month... tough noogies. If you find out someone owes you money, you have to wait until they hand it to you.
Gambling is allowed with any eligible money (but I don't recommend that)
You can consume anything that you already have
You can barter
In the end you can potentially.
Check out the other spending pages too!
Cash: $73.44 (-$13.31)
Day 22: Tummy Rut Roh
I had my make up lunch with John today. I hadn't planned on going out for lunch but I was really itching to get out of the office. I took an hour off at the end of the day so I could take a nap before the drive home. Sarah came over after that and we exchanged presents which were of course well received on both sides. Packing up the car went well and I was able to remember everything even though I could have sworn that I left my camera at home. Liza napped most of the way out to pick up Leigh and we went on our way. Leigh covered gas for the trip and we only stopped once for food at BK and again for bathroom breaks. Note to self.. your tummy hates BK now... ugh no fun. Ginger ale was also purchased as a result. Also note to self, the Shell station off of 340 uses a night stick (???) for the bathroom key chain. I dropped off Leigh and she gave me some oranges to take along with me. It was late, and thus I did little other than sleep once I arrived home.
InventoryAcquired: cookies, black licorice, gas, oranges
Consumed: $13.31, Pizza, BK dinner, ginger ale
Daily cash values: