Remember how I did NoSpend November last year? Well this year I decided to try it in December. There are a couple of reasons for this shift. First of all I had a vacation planned already for November so I didn't want to skimp on it since vacations for me are so rare. The other reason is that while last November was difficult (primarily because of football season) it wasn't as big a stretch to pull off. Christmas is a big spending time and I found that instead of really saving on holiday spending, it could have been differed. So is it really no spend? Tough call. So in that spirit I modified one rule from 09. No Christmas stockpiling.
No Change November sprung as a result of things being moved to December. I can now compare it to December as well as last November. I also get a chance to see if I am able to track spending when it is happening all the time. Lets see how it all goes! Also of note, I am changing how I list acquired and consumed. If I acquired a cookie and ate it all in the same day, it will only be listed in consumed. Acquired will only be present for things that make it to the end of the day. The exception to this is cashflow.
Welcome once again to visitors from Budgets Are Sexy! And thanks to J Monee to posting my story
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Unless otherwise indicated you can't spend any expected income.
If you have any bills, you can pay them.
NO spending of already existing money in your possession
The only exception to this is spare change
If you have any thing owed to you, you can call it in
You can sell get money by getting rid of things in your home
You can spend money that is refunded to you in that month
Anything that you sell or get refunded must be spent after you get the money back.
So if you submit a reimbursement for medical expenses, or sell something online, you can't spend money in anticipation of getting it. If you submit it and you don't get anything sent to you that month... tough noogies. If you find out someone owes you money, you have to wait until they hand it to you.
Gambling is allowed with any eligible money (but I don't recommend that)
You can consume anything that you already have
You can barter
In the end you can potentially.
Check out the other spending pages too!
Cash: $16.53 (-$8.33)
Day 15: Getting Low
I have been craving the Chinese buffet that is up the road. It happens, and this time I gave in. Aaron and I went over to get some lunch and then he dropped me off at the other office for a meeting. While I was at work Dacia came by and picked up her pies. She didn't drop off the money for them though so I will have to wait for that. Sarah came over after work and we decorated the tree. Unfortunately the lights were still wet from the flooding but they seemed to work ok. To be honest I am not quite sure why I decided to buy a tree this year. I had the one discounted at Michael's that I fixed, so why drop $25 on a live one? I dunno. But now that it's decorated I am happier with it. Looking at the small pile of money (a $10, $5, $1, 2 quarters, and 3 pennies) though I wish it had some friends with it.
Dinner was spaghetti that was while we watched Christmas cartoons followed by a little wii action. Once Sarah left I canned up the apple butter and you can view it all here!
All in all a good day.
InventoryAcquired: apple butter, decorated tree
Consumed: $8.33, yogurt, chinese buffet, leftover spaghetti, pies, apple sauce
Daily cash values: