Remember how I did NoSpend November last year? Well this year I decided to try it in December. There are a couple of reasons for this shift. First of all I had a vacation planned already for November so I didn't want to skimp on it since vacations for me are so rare. The other reason is that while last November was difficult (primarily because of football season) it wasn't as big a stretch to pull off. Christmas is a big spending time and I found that instead of really saving on holiday spending, it could have been differed. So is it really no spend? Tough call.
Welcome to visitors from Budgets Are Sexy! And thanks to J Monee to posting my story
[click here to turn the rules off]
1) Unless otherwise indicated you can't spend any expected income.
2) If you have any bills, you can pay them.
3) NO spending of already existing money in your possession
The only exception to this is spare change
4) NO stockpiling
5) If you have any thing owed to you, you can call it in
6) You can sell get money by getting rid of things in your home
7) You can spend money that is refunded to you in that month
8) Anything that you sell or get refunded must be spent after you get the money back.
So if you submit a reimbursement for medical expenses, or sell something online, you can't spend money in anticipation of getting it. If you submit it and you don't get anything sent to you that month... tough noogies. If you find out someone owes you money, you have to wait until they hand it to you.
9) Gambling is allowed with any eligible money (but I don't recommend that)
10) You can consume anything that you already have
11) You can barter
In the end you can potentially.
To see what my savings really were, I wrote up a month of normal spending. Check out how it compares to last year and next month too. What a huge contrast!!
It's not the first time I did a NoSpend challenge, but it was the first one that I recorded. Sometimes it helps to know that someone is watching!